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An Exclusive Lloyd's of London Underwriting Facility

CAT Risk is an exclusive facility for CIPC members, designed to insure homes which do not fit the appetite of admitted insurers such as AIG and Chubb.


  • Perils including Wind, Quake and Brush Exposure
  • Homeowners Coverage Forms: HO-5, HO-3, HO-6, HO-4, DP-3
  • Enhanced coverage forms available:
    • Up to 50% Extended Replacement Cost
    • Up to $250,000 Water Backup Coverage
    • Large Loss Deductible Waiver
    • Hurricane Deductible Option
    • Earthquake
    • Wind/Hail only policy
    • Ordinance or Law Coverage up to 25%


  • Security: Lloyd’s of London
  • Capacity: $3.1 billion
  • Qualified Agents: CIPC Members
  • Catastrophe Modeling: Spatial Key Modeling Software


  • Coverage A Minimum $500,000 with in-house binding authority for up to $10,000,000 limits
  • Placement capacity of $50,000,000 per risk
  • Catastrophe Exposed Risks
  • Risks rejected by the standard market
  • Builders Risk
  • Protection Class 9 and 10
  • Risks exposed to wind, earthquake and brush

While $3.1 billion is a very large capacity, it will go quickly because of the competitive pricing, terms, and excellent security. Contact us today!


Send a submission

For more information contact:
Phone: 866-550-9142
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

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